Quick Loans Online Accessible At Your Fingertips
We understand that there comes a time when life gives you curve roads and a helping hand is all you need to get back on track financially.
Lendbubble is here to help you out of such situations. We take pride in facilitating easy and quick short term loans and we do it by matching you only with a suitable lender.
Get Quick Loan? What can you expect from Lendbubble?
- We process applications quickly and conveniently
There are many companies that promise quick online loans, you won’t even know where to begin. With so many options and separate application processes, you could waste some time applying for a last minute loan deal that doesn’t suit you. That’s where we come in. Lendbubble does the service of finding you a lender so you don’t have to do it. Even if you have a bad credit history or simply looking for quick small loans, we can help you get through to the next month financially.
First, we conduct an initial assessment. Then, your loan application is placed in the lists of the leading lenders in Australia. We see to it that you are matched with the one that most closely suits your needs or preferences. With this, you won’t have to worry about waiting for lines or doing your own research. All you need to do is simply fill out our online form for a quick loan and let us handle the rest.
- Our operations are honest, safe, and transparent
You can find a lot of loan offers across the internet when you try searching for legitimate online quick loans. While all of them will get your attention with ‘quick loans now!’, we highly advise you to take caution.
We made it extra care to work only with the reputable lenders that uphold 100% transparency about their interest rates and repayment terms since from the start, no hidden charges or anything like that. In fact, our online loan calculator comes in handy for you by accessing what will be your repayment amount. Just put your loan information and you can see the estimated details.
On top of it, we provide you all the necessary information about borrowing money so we highly encourage you to read them well before making the informed decision. As with any legal documents, please read the warning first about borrowing money before you agree with any loan contract.
How do online loans work?
Getting quick loans online is easy and accessible. With 4 simple steps, you can get a quick loan within the same day! Here’s how this works:
We have an easy-to-use online form that requires all of the information that we need in order for us to assess if we can help you or not. Once you are matched with a lender, they can offer you a provisional emergency cash loan for approval. This is an indication that we can help you find a lender so you won’t have to wait to hear from the heaps of lenders.
Finding you a match
Like a dating app, we match you with the best lending service there is for a quick easy loan. Upon submitting your details, the lender who can meet your loan needs will appear and eventually contact you to further discuss your options.
The ball is in your court
This means that you still have the control of things. Upon discussing the lending options with your lender, you can decide whether or not you would accept the offer. You are then under no obligation to accept the terms and conditions set by the lender for quick money loans. Should you be unhappy with the offer, we can still try to match you with a different lender who can give you the fair terms and conditions based on your needs and preferences.
When the deal is sealed
Once you are good to go, you may accept the terms being offered. As you complete the loan contract with terms of repayment, all that’s left to do is wait for the funds to be transferred to you. Easy, right?
Our Simple Aim
Lendbubble is committed to its ultimate aim: To provide an accessible channel for all Australian loan borrowers and find quick online loans for them with minimal stress. We do this by automating the process of lender-finding, so we can give the results within a few minutes. No more waiting lines to get answers on multiple applications. We are committed to giving you a clear outcome through our online application.
You can apply for a quick little loan to tide you over until the next payday. But if you want larger loans, you can expect to find them in the list of longer-term plans. For loan requests ranging from $300 to $10,000, the repayment terms play around 13 to 24 months.
Have questions in mind? Get in touch with one of our team today.
If you ever find yourself needing a bit of cash to hold you over until your next payday, you’re not alone. Sometimes, despite all your attempts at keeping on top of your financial matters, life can pull a fast one on you and you’re suddenly faced with an unexpected expense you totally have not paid for. What’s even worse is when such an expense needs to be paid for right away. Traditional lenders can take ages to process loans and even then, things might not work in your favour if your credit history isn’t spotless, to begin with. Fortunately, you’ll find that there are lenders who will be more understanding of your plight. Offering quick access and fast loans, they tend to be more forgiving of borrowers whose borrowing history shows some bumps along the way. More importantly, their streamlined online application process means you can get your loan submitted, evaluated, approved and funded within the same day
Who is eligible to receive an online loan?
If you need a quick online loan but unsure if you’re eligible, here is a list of our simple:
- Must be 18 years old or older
- Must be earning a regular income directly into your personal bank account for the last 3 months
- Must be a permanent resident of Australia with ID as a proof
- Must own direct contact number and email address
Is it difficult to submit an online loan?
No. Approved or not, you will receive results of your quick online cash loan application. And although we cannot guarantee its approval, you can be sure that we strive hard to match you with the best lender. After all, our mission is to get you the shot with the right loan and repayment terms.
Can I still apply for a bad credit cash loan?
Yes. In spite of bad credit history, you can still be approved. You just have to be matched with the right lender. In fact, some of our partner lenders specialise with offering quick loans for borrowers with bad credit. While for those who want to avoid credit checking in their personal loans, they can aim for those lenders who look at loan applications without running a credit check.
Our application process
We are a lender-finding company that operates 100% online-based. This means that all your applications are filled in, submitted, and processed online. With that, you can obtain quick cash loans without much hassle.
What sort of information do we need?
Aside from your basic information, we need 2 more details:
- The amount of money you want to borrow.
Our partner lenders can approve quick loans as much as $10,000. But again, always think it through how much you need to borrow so you won’t have to repay a bigger amount.
- How long you wanted to repay it. The advantage of knowing your preferred repayment duration can help us select the most suitable lender for you.
Our lender calculator simply allows you to adjust your ideal loan amount and repayment duration. This way, you can modify the estimated amount to be repaid weekly, fortnightly or monthly basis. We see to it that our lender partners show 100% transparency in terms of repayment terms. Such details clearly appear as outlined in the loan contract.
How do we run the assessment?
When it comes to assessing loan applications for quick online loans, many lenders aim to gather as much information as they can. They would try to find out how you handle finances such as how spend your money. Aside from that, they will check how many dependents you have and what you are liable for. As complex as it sounds, this can be a slow and manual process of assessment.
But here’s the good thing. Our online application form is made to be much simpler. It only asks you simple questions like how much you want to borrow, how long and how often you want to repay it, and lastly, your reason for applying for the loan. You can enter as much as or as little details as you want. We won’t don’t need long paragraphs. But sharing ample information about employment details is useful for us to better find you the best loan deal.
As we match you with a suitable lender, they may require you some information to tailor the loan contract. Some of them are proof of employment and statements of accounts from your bank account.
Why do lenders ask for my bank statements?
Some lenders ask to view your bank statements as a way to assess your deposit and withdrawal transactions. With this, they are able to verify if you can meet the repayment responsibilities stipulated on the contract.
But don’t worry, our system would only access a read-only copy of bank account statements for the sake of matching you with a lender. Whilst for Centrelink holders, the lender may require you to access myGov account to verify the necessary details. Other than that, the required documents may vary with each loan provider.
Are you ready to start your application?
Our online form for quick loans can be filled out within a few minutes. Once you are done filling out, just submit it here at our website and you can expect the results instantly if you apply during business hours. You may take note such time of our operations:
Monday to Thursday: 8 AM – 6 PM EST
Friday: 8 AM – 4 PM EST
If you want to know how much a quick online loan would cost you (including the interest rates and repayment schedules), just head over to our special loan calculator and see it for yourself. With this calculator, you can simply navigate the slider to determine the details of your repayment based on your desired amount and repayment frequency. In simpler terms, our loan calculator gives a simulation of the approximate costs.
Just don’t forget that this is only for illustration purposes. It can still vary so make sure to check your loan contract first before signing on it.
The moment you submit your application, we begin searching for your lender. Lendbubble’s main priority is to give you outcomes as fast as possible. We then do our best to match your application with the lender. Once a lender has been matched for you, you can expect them to be in touch directly. From there, they will conduct their own process of assessment.
Ready to find out your shot with quick online loans? Be our guest!