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Personal Loans with Lendbubble
Looking forward to that new gadget upgrade? Don’t you think it is finally the time to go on your dream vacation? Lenbubble can easily help you with your future plans now!
Personal loans are quick to achieve with the leading broker in assisting customers of their unique financial needs. When we say quick, we literally mean that the process for the application can take you less than 30 minutes. With Lendbubble, there are no more long waiting queues, the drawn-out application process, and definitely no hidden costs!
Affordable & Flexible Personal Loans. Home Personal Loan
We will never keep you in the dark during the entire process of your personal low interest loan application. It is our mission to understand your unique personal needs and circumstances and find the most appropriate finance broker to you that will be able to guide you completely from step 1, offering you the most affordable and flexible personal loans that will not damage your credit file.
Unlike the usual way of paying off a personal loan’s interest first, Lendbubble has found a way to offer you a unique repayment scheme based on your financial capability, by giving you the flexibility to pay off both the interest and the principal amount by each week, fortnightly, or monthly.
What type of personal loan is available to me? Online Personal loan?
The difference between secured and unsecured personal loan may be quite confusing to you which is why we are here to giver you a clear guide to understanding fully each type of personal loan we can help you with. They will be a good alternative to a payday loan.
What are Lendbubble Personal Loans rate? Bank Credit
At Lendbubble, we are committed to getting you the best finance loans in Australia. By providing you with a clear guide to apply for personal loans, we make sure that you are aware of every step concerning your personal loan application.
The best finance options available to you is tailored to your financial capability and needs and are arranged by our finance brokers. Remember, our job is to guide you in the personal loan process and not to sell to you.
Lendbubble will do all these for you:
- Match you with a finance broker who is committed to make you their priority.
- Tailored finance that will suit you.
- Provide you with affordable and flexible repayment terms.
- All things are done online, so your interest will be accepted quick.
- 100% hassle-free! Fast, affordable, flexible, and completely transparent personal loan application process!
Get your personal loan now with Lendbubble. Call us and meet your perfect Financial Consultant now.
Online Personal Loans
Gone are the days when taking out a loan would mean visiting a lender’s office, waiting in a queue and filling out a mountain of paperwork just to send in your loan application. Today, lenders have made financing more accessible through personal loans online. Capitalising on technology and the virtual platform, many financing providers have tweaked and streamlined their application process so more borrowers can reach them, especially when their needs are dire. Online loan application forms are readily accessible from any device that can connect to the internet and can be submitted at the borrower’s most convenient time. Processing is sped up, with most online lenders deciding on most loans within 60 minutes from submission. Today, it doesn’t matter where you are in Australia, a personal loan can be readily accessible for you at any time. However, it is important to remember that loan approval still depends on the specific loan requirements the lender has set.
Frequently Asked Personal Loan Questions
How much can I get a loan for?
The maximum amount for an unsecured personal loan is $50,000 while the minimum is $4,000. Additionally, there is no maximum amount for a secure loan. The loanable amount may vary per client since our team’s finance brokers will assess you based on your income and expenses, repayment ability, and reason for the loan. We assure you that the amount granted to you would be your most comfortable loan amount.
What can I use my personal loan for?
Anything! You are free to use your personal loan as you need it, whether it’s for your next vacation or an emergency healthcare-related bill. However, if you are planning to use your personal loan to buy a used or new car, we recommend that you apply for our car loan options instead.
How much will my repayment terms be?
With our Loan Calculator, you can easily find out what your repayment options could be based on your approved loan. However, please be reminded that this loan calculator is a guide only.
Here is an example of a typical unsecured personal loan:
$1000 (includes a $150 establishment fee and a $990.00 origination fee) loan at an interest rate of 10.99% p.a. (12.21% p.a. comparison rate*) over 5 years.
Repayment term would be at $2350 per month over 60 months
*the interest rate included here is indicative only and may still change based upon the lender’s assessment.
**REMINDER: These rates may be true only for the example given above, other fees and charges may not be included in the total repayment term calculated above. Comparison rates may vary depending on one’s repayment terms, loan amount, and other charges or fees.
***It is required by the National Consumer Credit Protection Act 2009 (NCCPA) that all lenders that publish interest rates for a certain product shall publish its comparison rate as well. Comparison rate aims to inform the consumer of a loan’s true cost and designed to help consumers be able to compare different credit products that are available in the market. Again, this rate does not include all fees, charges, and costs such as government fees or other factors that would make a loan more appealing to its clients like flexible loan arrangements.
Can I repay my personal loan quicker?
Definitely. We recommend that you use our Loan Calculator to have a better guide on how to repay your loan quicker. Usually, no extra charges will be deducted from you for making lump sum deposits or additional payments into your loans. Remember to review your credit contract first because early repayment terms is subject to your lender’s conditions.
Do I need to provide security?
It depends. For some loans, loan security may be needed wherein goods can be sold off to retrieve the money. Any remaining balance is still a borrower’s responsibility, which is why security can still be sold off but only prior to the financier’s approval.
Pay Day or Short Term Loans
Lendbubble does not offer short term (or no credit check Pay Day Loans) loans since this kind of loan may damage your personal credit file, thus reducing your future chances of getting loans approved.