Personal Loans

Borrow from $100 to $5,000 Today!

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100% No obligation loan quote

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Get your cash in 60 minutes once accepted*

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We don’t credit check or charge any fees†

Fast 3 to 36 month online loans.

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Personal Loans with Lendbubble

Looking forward to that new gadget upgrade? Don’t you think it is finally the time to go on your dream vacation? Lenbubble can easily help you with your future plans now!

Personal loans are quick to achieve with the leading broker in assisting customers of their unique financial needs. When we say quick, we literally mean that the process for the application can take you less than 30 minutes. With Lendbubble, there are no more long waiting queues, the drawn-out application process, and definitely no hidden costs!

Low Interest Loans

Affordable & Flexible Personal Loans. Home Personal Loan

We will never keep you in the dark during the entire process of your personal low interest loan application. It is our mission to understand your unique personal needs and circumstances and find the most appropriate finance broker to you that will be able to guide you completely from step 1, offering you the most affordable and flexible personal loans that will not damage your credit file.

Unlike the usual way of paying off a personal loan’s interest first, Lendbubble has found a way to offer you a unique repayment scheme based on your financial capability, by giving you the flexibility to pay off both the interest and the principal amount by each week, fortnightly, or monthly.

What type of personal loan is available to me? Online Personal loan? 

The difference between secured and unsecured personal loan may be quite confusing to you which is why we are here to giver you a clear guide to understanding fully each type of personal loan we can help you with. They will be a good alternative to a payday loan.

What are Lendbubble Personal Loans rate? Bank Credit

At Lendbubble, we are committed to getting you the best finance loans in Australia. By providing you with a clear guide to apply for personal loans, we make sure that you are aware of every step concerning your personal loan application.

The best finance options available to you is tailored to your financial capability and needs and are arranged by our finance brokers. Remember, our job is to guide you in the personal loan process and not to sell to you.

Lendbubble will do all these for you:

  •       Match you with a finance broker who is committed to make you their priority.
  •       Tailored finance that will suit you.
  •       Provide you with affordable and flexible repayment terms.
  •       All things are done online, so your interest will be accepted quick.
  •       100% hassle-free! Fast, affordable, flexible, and completely transparent personal loan application process!

Get your personal loan now with Lendbubble. Call us and meet your perfect Financial Consultant now.

Frequently Asked Personal Loan Questions

How much can I get a loan for?

The maximum amount for an unsecured personal loan is $50,000 while the minimum is $4,000. Additionally, there is no maximum amount for a secure loan. The loanable amount may vary per client since our team’s finance brokers will assess you based on your income and expenses, repayment ability, and reason for the loan. We assure you that the amount granted to you would be your most comfortable loan amount.

What can I use my personal loan for?

Anything! You are free to use your personal loan as you need it, whether it’s for your next vacation or an emergency healthcare-related bill. However, if you are planning to use your personal loan to buy a used or new car, we recommend that you apply for our car loan options instead.

How much will my repayment terms be?

With our Loan Calculator, you can easily find out what your repayment options could be based on your approved loan. However, please be reminded that this loan calculator is a guide only.

Here is an example of a typical unsecured personal loan:

$1000 (includes a $150 establishment fee and a $990.00 origination fee) loan at an interest rate of 10.99% p.a. (12.21% p.a. comparison rate*) over 5 years.

Repayment term would be at $2350 per month over 60 months

*the interest rate included here is indicative only and may still change based upon the lender’s assessment.

**REMINDER: These rates may be true only for the example given above, other fees and charges may not be included in the total repayment term calculated above. Comparison rates may vary depending on one’s repayment terms, loan amount, and other charges or fees.

***It is required by the National Consumer Credit Protection Act 2009 (NCCPA) that all lenders that publish interest rates for a certain product shall publish its comparison rate as well. Comparison rate aims to inform the consumer of a loan’s true cost and designed to help consumers be able to compare different credit products that are available in the market. Again, this rate does not include all fees, charges, and costs such as government fees or other factors that would make a loan more appealing to its clients like flexible loan arrangements.

Personal Online Loans

Can I repay my personal loan quicker?

Definitely. We recommend that you use our Loan Calculator to have a better guide on how to repay your loan quicker. Usually, no extra charges will be deducted from you for making lump sum deposits or additional payments into your loans. Remember to review your credit contract first because early repayment terms is subject to your lender’s conditions.

Do I need to provide security?

It depends. For some loans, loan security may be needed wherein goods can be sold off to retrieve the money. Any remaining balance is still a borrower’s responsibility, which is why security can still be sold off but only prior to the financier’s approval.

Pay Day or Short Term Loans

Lendbubble does not offer short term (or no credit check Pay Day Loans) loans since this kind of loan may damage your personal credit file, thus reducing your future chances of getting loans approved.

 

 

Lendbubble.com.au (Credit Representative Number - 535991) which is an Introducer Appointed Representative of Marketplace Finance Pty Ltd (Credit Representative Number: 487316).

Lendbubble.com.au is not a lender and does not make credit decisions. Lendbubble.com.au matches customer applications with lenders in our network based on the information provided, in exchange for a commission paid by the lender for advertising services provided. There is no guarantee that you will be accepted by a lender or that you will be offered terms suitable for your financial needs. Not all lenders will be able to provide amounts up to $5000. The time required to process and transfer the loan varies by the lender. This website does not directly endorse any particular product or service. Any information on this site should serve as opinion only. As a condition of extending credit, some lenders you may be matched with may run a credit check from a credit reference agency. Late or missed payments may be subject to increased fees and/or interest rates.

1. Subject to application being approved by the lender. Not all lenders are able to provide up to $5000

2. Subject to lenders requirements and approval. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

Consumer Advisory: LendBubble is a loan matching service. This site will submit the information you provide to a direct lender. Upon loan approval, a direct lender may require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email.

All applications will be subject to credit checks and affordability assessments in line with responsible lending. Loan terms, conditions and policies vary by lender and applicant qualifications. Late or missed loan payments may be subject to increased fees and interest rates. Not all lending partners offer up to $5,000 loans, and not all applicants will be approved for their requested loan amounts. Loan repayment periods vary by lender also. Lenders may use collection services for non-payment of loans.

Not all borrowers will qualify for a loan, the operator of this website does not engage in any direct consumer lending, we simply provide a FREE loan matching service to the public. To operate this service we receive a commission from the lender we refer you to.

Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.